What Month Can I Start Collecting Social Security Born between the 11th 20th of the month Paid on the third Wednesday of the following month Born between the 21st end of the month Paid on the fourth Wednesday of the following month One of the most important decisions retirees face is when to apply for Social Security benefits
You can start receiving your Social Security retirement benefits as early as age 62 but the benefit amount you receive will be less than your full retirement benefit amount The chart below provides examples of the percentage of your full retirement benefit amount you and your spouse would receive from age 62 up to your full retirement age For example if you turn 62 in June your benefits can begin in July and you can apply as early as March There is an exception If you were born on the first or second day of a month you can begin collecting your benefits in that month
What Month Can I Start Collecting Social Security
What Month Can I Start Collecting Social Security
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The earliest you can apply for retirement benefits is four months before you want your benefits to start If you want your benefits to start more than four months in the future you need to apply for benefits at a later date You can apply for benefits up to four months before you want them to start so to begin when you turn 62 you can apply at age 61 and 9 months However if you do so Social Security will reduce your payment
If you set benefits to begin at full retirement age FRA 66 and 8 months for people born in 1958 66 and 10 months for those born in 1959 and 67 for people born in 1960 and later your first payment generally will arrive in the month after you attain that age Following the recommendation on the Social Security website you file online three months before you want your benefit to start that is on or before May 10th Again no matter what the actual
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Deciding when to take Social Security depends heavily on your circumstances You can start collecting benefits based on your work history as early as age 62 or sooner if you re disabled wait until your full retirement age or hold off until age 70 You can start receiving Social Security benefits as early as age 62 or any time after that The longer you wait the higher your monthly benefit will be although it stops increasing at age 70 Your monthly benefits will be reduced permanently if you start them any time before your full retirement age
Once you have applied it could take up to three months to receive your first benefit payment Social Security benefits are paid monthly starting in the month after the birthday at which you While you can start collecting Social Security as soon as you turn 62 doing so reduces your monthly payments for life On the flipside you can wait until you re age 70 which can increase the amount you get each month again for the rest of your life
This Is The Earliest Age That You Can Start Collecting Social Security
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Born between the 11th 20th of the month Paid on the third Wednesday of the following month Born between the 21st end of the month Paid on the fourth Wednesday of the following month One of the most important decisions retirees face is when to apply for Social Security benefits
https://www.ssa.gov › benefits › retirement › planner
You can start receiving your Social Security retirement benefits as early as age 62 but the benefit amount you receive will be less than your full retirement benefit amount The chart below provides examples of the percentage of your full retirement benefit amount you and your spouse would receive from age 62 up to your full retirement age
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What Month Can I Start Collecting Social Security - If you begin taking Social Security benefits early each month between your start date and your full retirement age permanently reduces your monthly payment by about half a percent
